Legal Document

Terms & Conditions

Please read these Terms and Conditions carefully before using the SEP Platform platform. By accessing or using our services you agree to be bound by these terms.

Effective: September 1, 2026 Last updated: September 1, 2026 SEP Platform
Contents
  1. Acceptance of Terms
  2. Platform Description
  3. Eligibility & Accounts
  4. User Conduct
  5. Intellectual Property
  6. Course Enrolment & Payments
  7. Refund Policy
  8. AI Features & Limitations
  9. Organisation Accounts
  10. Certificates
  11. Disclaimers
  12. Limitation of Liability
  13. Indemnification
  14. Privacy
  15. Governing Law
  16. Changes to Terms
  17. Contact Us
Plain-language summary: By using SEP Platform you agree to use the platform lawfully, respect intellectual property, pay for paid courses, and accept that we may update these terms with notice. Certificates are issued upon verified completion. AI features are provided as-is and do not replace professional advice.

1 Acceptance of Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User", "you") and SEP Platform ("Company", "we", "us", or "our") governing your access to and use of the SEP Platform online learning platform, website, mobile applications, and all associated services (collectively, the "Platform").

By registering an account, clicking "I agree", completing a purchase, or otherwise accessing or using the Platform, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.

If you do not agree to these Terms in their entirety, you must not access or use the Platform.

2 Platform Description

SEP Platform is an online learning management system that provides:

  • Structured video, text, and interactive course content across multiple disciplines and industries
  • AI-powered tutoring and course-building assistance ("ARIA" and related AI features)
  • Student progress tracking, assessments, and examinations
  • Digitally verifiable certificates of completion
  • Organisation and corporate training tools including bulk seat packages
  • Live virtual classroom sessions and recorded lectures

We reserve the right to modify, suspend, or discontinue any feature of the Platform at any time with reasonable notice where practicable.

3 Eligibility & Account Registration

3.1 Age Requirement

You must be at least 13 years of age to create an account. If you are under 18, you must have the consent of a parent or legal guardian who agrees to these Terms on your behalf. Users under 13 are strictly prohibited from registering.

3.2 Account Accuracy

You agree to provide accurate, current, and complete information during registration and to update such information as necessary. You are solely responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

3.3 One Account Per Person

Individual student accounts are personal and non-transferable. Creating multiple accounts to circumvent restrictions, obtain free trials repeatedly, or abuse promotional offers is strictly prohibited and may result in all associated accounts being permanently suspended.

3.4 Account Security

You must notify us immediately at info@smarteduplus.com if you suspect any unauthorised use of your account. We are not liable for any loss resulting from unauthorised access to your account that occurs through no fault of our own.

4 User Conduct & Prohibited Activities

You agree not to engage in any of the following:

  • Sharing, reselling, or redistributing course content, materials, videos, or assessments without written authorisation
  • Scraping, crawling, or automated downloading of Platform content
  • Circumventing any technical measures designed to protect Platform content or restrict access
  • Uploading or transmitting viruses, malware, or any other malicious code
  • Harassing, threatening, defaming, or discriminating against other users, instructors, or staff
  • Posting spam, unsolicited commercial messages, or phishing links
  • Impersonating another person, instructor, or Platform staff member
  • Attempting to gain unauthorised access to any part of the Platform, server, or connected database
  • Using the Platform for any purpose that is illegal under Nigerian law, international law, or the laws of the user's jurisdiction
  • Misrepresenting exam results, submitting work that is not your own, or engaging in academic dishonesty

Violation of this section may result in immediate account termination without refund, legal action, and/or reporting to relevant authorities.

5 Intellectual Property Rights

5.1 Our Content

All content on the Platform — including but not limited to course videos, written materials, assessments, AI-generated content, branding, logos, software, and databases — is owned by SEP Platform or its content licensors and is protected by Nigerian and international intellectual property laws.

5.2 Licence to You

Upon enrolment in a course, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and view course content for your personal, non-commercial learning purposes only. This licence does not include the right to download (unless explicitly provided), copy, reproduce, broadcast, or create derivative works from any content.

5.3 Your Content

Where you submit content to the Platform (e.g. forum posts, assignments, feedback), you grant us a worldwide, royalty-free, non-exclusive licence to use, reproduce, and display such content for the purpose of operating and improving the Platform. You represent that you own or have the necessary rights to submit such content.

Screenshots, recordings, or unauthorised distribution of course content may constitute copyright infringement and may attract civil and/or criminal liability.

6 Course Enrolment & Payments

6.1 Free Courses

Certain courses are provided at no charge. Free courses may be subject to capacity limits or may be converted to paid courses with reasonable notice.

6.2 Paid Courses & Pricing Tiers

Paid course prices are displayed in the applicable currency at the time of purchase. Prices may include tiered seat-based packages for organisations. All prices are inclusive of applicable taxes unless stated otherwise. We reserve the right to change prices at any time; price changes will not affect orders already completed.

6.3 Payment Processing

Payments are processed through secure third-party payment gateways (including Paystack and other providers). By making a purchase you agree to the relevant payment processor's terms. We do not store your full card details on our servers.

6.4 Failed Transactions

If a payment fails after initiation, no enrolment will be activated. You must re-initiate the transaction. Contact us if funds were debited without successful enrolment.

7 Refund Policy

7.1 30-Day Refund Guarantee

If you are not satisfied with a paid course, you may request a full refund within 30 days of purchase, provided that you have completed less than 30% of the course content. Refund requests must be submitted to info@smarteduplus.com with your order reference.

7.2 Exclusions

Refunds will not be issued in the following circumstances:

  • More than 30 days have elapsed since purchase
  • You have completed 30% or more of the course
  • A certificate of completion has been issued
  • The course was purchased as part of a bundle or at a discounted promotional rate (unless the entire bundle is returned)
  • The account was suspended for Terms violation

7.3 Organisation & Bulk Seat Packages

Refunds for bulk seat packages are subject to a separate written agreement. Seats that have been activated (assigned to a learner who has commenced the course) are non-refundable.

7.4 Processing Time

Approved refunds will be processed within 7–14 business days to the original payment method.

8 AI Features & Limitations

The Platform includes AI-powered features including but not limited to ARIA (AI Tutor), AI Course Builder, and AI-generated quiz and assessment content.

  • AI-generated content is provided for educational and informational purposes only and does not constitute professional advice (legal, medical, financial, or otherwise)
  • AI responses may occasionally contain inaccuracies, outdated information, or errors — always cross-reference with authoritative sources
  • We do not guarantee the accuracy, completeness, or fitness for purpose of AI-generated content
  • Your use of AI features is subject to fair-use limits; automated or bulk querying that burdens our AI infrastructure is prohibited
  • Conversations with AI features may be used in anonymised form to improve our models and services
AI tools are learning aids, not substitutes for qualified professionals. SEP Platform accepts no liability for decisions made in reliance on AI-generated content.

9 Organisation Accounts

Where a company, institution, or other entity ("Organisation") registers an account or purchases bulk seat packages:

  • The Organisation account administrator accepts these Terms on behalf of all users enrolled under that account
  • The Organisation is responsible for ensuring all seat holders comply with these Terms
  • The Organisation must not assign seats to individuals outside its employ or membership without our written consent
  • Progress data and completion records for enrolled seat holders are accessible by the Organisation administrator
  • Misuse of Organisation accounts (e.g. reselling seats) will result in immediate termination and may attract legal action

10 Certificates of Completion

Upon successful completion of a course (meeting the defined passing criteria), a digitally verifiable certificate will be issued to your account. By accepting a certificate you confirm that:

  • All assessments were completed by you personally without unauthorised assistance
  • You have not misrepresented your identity during the course

Certificates issued by SEP Platform are digital credentials and do not constitute formal academic qualifications unless otherwise stated. We reserve the right to revoke certificates where academic dishonesty is proven.

Certificate authenticity can be verified publicly at https://smarteduplus.com/verify.

11 Disclaimers of Warranties

The Platform and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that:

  • The Platform will be uninterrupted, error-free, or free of viruses
  • The information on the Platform is accurate, complete, reliable, or current
  • Course content will meet your specific learning objectives
  • Completing any course will result in employment, promotion, or any particular outcome

12 Limitation of Liability

To the fullest extent permitted by applicable law, SEP Platform and its officers, directors, employees, contractors, licensors, and agents shall not be liable for any:

  • Indirect, incidental, special, consequential, or punitive damages
  • Loss of profits, revenue, data, goodwill, or business opportunities
  • Damages arising from your reliance on AI-generated content
  • Damages resulting from unauthorised access to your account

In no event shall our total aggregate liability to you for any claims arising out of or relating to these Terms or your use of the Platform exceed the greater of (a) the total amount you paid to us in the 12 months preceding the claim or (b) ₦10,000, regardless of the cause of action or theory of liability.

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability — in such jurisdictions the above exclusions apply to the fullest extent permitted by law.

13 Indemnification

You agree to indemnify, defend, and hold harmless SEP Platform and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising out of or in connection with:

  • Your use of or inability to use the Platform
  • Your violation of these Terms
  • Your violation of any third-party rights, including intellectual property or privacy rights
  • Any content you submit to the Platform
  • Any misrepresentation made by you

14 Privacy

Your use of the Platform is also governed by our Privacy Policy, which describes how we collect, use, store, and disclose your personal data. By using the Platform you consent to the collection and use of your information as described in the Privacy Policy.

We comply with the Nigeria Data Protection Act 2023 (NDPA) and, where applicable, the European Union General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).

15 Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law provisions.

15.1 Informal Resolution

Before initiating formal proceedings, you agree to contact us at info@smarteduplus.com and attempt to resolve the dispute informally for at least 30 days.

15.2 Arbitration

If informal resolution fails, disputes shall be resolved by binding arbitration under the Arbitration and Conciliation Act of Nigeria. The arbitration shall be conducted in English in Lagos, Nigeria. The arbitrator's award shall be final and binding.

15.3 Class Action Waiver

You waive any right to participate in a class-action lawsuit or class-wide arbitration against SEP Platform.

16 Changes to These Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will:

  • Update the "Effective Date" at the top of this page
  • Send a notification to your registered email address (where practicable)
  • Display a prominent notice on the Platform for at least 14 days

Your continued use of the Platform after the effective date of revised Terms constitutes your acceptance of the new Terms. If you do not agree to the revised Terms, you must stop using the Platform and may request account deletion.

17 Contact Us

For questions, concerns, or legal notices regarding these Terms, please contact us:

Email

info@smarteduplus.com

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